A Payment Plan may be arranged for delinquent taxes. Upon approval, the Payment Plan allows a taxpayer to make regularly scheduled payments toward delinquent taxes. A Payment Plan may reduce the risk of losing the property in a tax sale, as long as the plan agreement is upheld by the taxpayer. All other collection activity, such as lawsuit fees and interest/penalty, will continue until taxes are paid in full.
Do I Qualify?
In order to qualify for a Payment Plan to repay delinquent taxes, the following conditions must be met:
The property must be scheduled for a current tax sale.
The property must be the taxpayer's primary residence (proof of ownership or heir ship may be required).
All delinquent years owed on a parcel must be included in the plan.
A minimum down payment in certified funds is due at the time the agreement is signed. The payment will be based on:
The oldest delinquent tax year; or
10% of the total taxes due, whichever is greater
Monthly payment amounts will be set by the Trustee’s office based on remaining taxes due after the down payment and the plan may not exceed a 24-month period.
Monthly payments are due on or before the 20th of every month.
Participation in a financial workshop held by the Shelby County Trustee is highly recommended prior to the execution of the agreement. See current schedule of Financial Workshops on website calendar.